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‍Reward:

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How does it work:

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Terms and conditions apply.

Campaign Eligibility

• This campaign is open to customers who purchase new policies of Wealth Creator with the applications submitted during the campaign period and policies must be approved by 31 January 2024.
• This campaign is applicable to any premium payment term and coverage term, and any premium payment mode and payment method.

Campaign Terms and Conditions

• The Campaign is made available for all new purchases of Wealth Creator from 1 November 2023 to 31 December 2023 and policy must be issued by 31 January 2024. Purchases of products before 1 November 2023 and after 31 December 2023 will not be eligible for the Wealth Creator Cashback 2.0 Campaign or entertained.
• Campaign Reward is based on the annualized premiums rounded up to the nearest RM 1.00.
• Campaign Reward shall exclude any top-up premiums.
• The eligible policy must remain in-force until 31 July 2024 and with a minimum of 6 months of premiums paid.  
• The eligible policy will be disqualified from this campaign upon partial withdrawal or the policy lapses before 31 July 2024 for any reasons regardless of whether the policy is reinstated afterward.
• This campaign will be terminated upon the end of the campaign period, on 31 December 2023.
• Prior to the payment of the Campaign Reward, if there are any alterations (i.e: increasing basic sum insured or adding rider) made to the eligible policy which require additional premium, the additional premium will not be entitled for the Campaign Reward. Whereas, if the alteration made to the eligible policy causes a reduction in premium, the calculation of the Campaign Reward shall be based on the reduced premium.
• Campaign Reward will be credited into the policy owner’s bank account by the end of August 2024. Hence, the policy owner must fill-up his/her bank account details during the application submission or submit to us latest by 31 July 2024.
• In the event that no bank account details are provided, or unsuccessful Campaign Reward crediting due to invalid bank account details or any other reason, the Campaign Reward will be credited into the policy Account Value by mid of September 2024.  
• We cannot guarantee the crediting time if it is due to circumstances beyond our control.
• Policy owners will be notified via SMS to the latest registered contact number (if available) in our records once the Campaign Reward is credited.
• We may decline the Campaign Reward entitlement in the event any of the Terms and Conditions pursuant to this Campaign is not fulfilled. No appeals will be entertained. The Campaign Reward is non-transferable and any request for Campaign Reward to be credited to a third-party account will not be entertained.